Basic Eligibility Requirements
✅ Business Vintage: Minimum 1 year of active business operations
✅ Annual Turnover: As per lender criteria (for MSME loans, minimum turnover of ₹1 Crore)
✅ Credit Score: Preferably 750 or above for better approval chances
✅ Clean Credit History: No previous loan defaults
Eligible Business Entities
✅ Individuals, Business Owners, Startups & Entrepreneurs
✅ Self-Employed Professionals (Doctors, CAs, Architects, Designers, etc.)
✅ MSMEs, Small & Medium Enterprises
✅ Sole Proprietorships, Partnerships, LLPs, Private & Public Limited Companies
✅ NGOs, Co-operative Societies & Trusts engaged in services, trading, or manufacturing